Reimagining payments: Adrien Stern of Reveel on making crypto transactions seamless

The pain points of crypto payments today

Crypto was supposed to disrupt finance, but in many ways, payments are still harder than they should be. Adrien outlined some key challenges that prevent web3 payments from becoming truly mainstream:

• Gas fees and network congestion – Transaction costs fluctuate wildly, making crypto payments unreliable for everyday transactions.
• Complex wallet interactions – Setting up and securing a wallet is still too complicated for many users.
• Lack of payment infrastructure – Merchants and businesses struggle with integrating crypto payments into existing systems.
• Slow transaction speeds – While blockchains are improving, many still suffer from long confirmation times, making instant transactions difficult.
• Poor user experience – Compared to the ease of traditional payment apps, crypto transactions often feel clunky and unintuitive.

These issues create friction, discouraging businesses and individuals from adopting crypto as a viable payment method.

How Reveel is solving crypto payment inefficiencies

Reveel is building a system that simplifies crypto payments while preserving the benefits of decentralization. Adrien shared how their approach differs from traditional payment processors:

1. Automated fee management

• Gas fees are a major headache for users, often requiring manual adjustments.
• Reveel dynamically optimizes gas fees, ensuring transactions go through at the lowest possible cost.

2. Multi-chain and cross-chain compatibility

• Users should be able to send and receive payments across multiple blockchains without needing to manually bridge assets.
• Reveel integrates with multiple networks, allowing businesses to accept payments from various chains effortlessly.

3. Seamless wallet experience

• Instead of forcing users to understand private keys and long addresses, Reveel enables simple, username-based transactions.
• This makes crypto payments feel more like using Venmo or PayPal, reducing friction for newcomers.

4. Subscription and recurring payments

• One of the biggest missing pieces in crypto payments is the ability to set up automated billing and subscriptions.
• Reveel’s smart contract system allows businesses to implement recurring payments and pay-as-you-go models in a decentralized way.

These innovations help bridge the gap between traditional finance and decentralized payments, making crypto more practical for real-world use cases.

The importance of transparency in payment processing

A major theme in our conversation was transparency—something that traditional payment systems lack.

With centralized processors like Visa, PayPal, or Stripe, users rarely understand how fees are calculated or why certain transactions get delayed or blocked. Reveel takes a transparent approach, showing:

• Real-time transaction fees and cost breakdowns
• How payments are routed through different networks
• On-chain records for auditing and compliance

This open model ensures that businesses and users always know where their funds are going—a crucial factor for increasing trust in crypto payments.

The role of stablecoins and CBDCs in the future of payments

Adrien also shared his thoughts on stablecoins and Central Bank Digital Currencies (CBDCs) and their role in shaping the future of payments.

• Stablecoins (like USDC and DAI) already serve as on-chain alternatives to traditional fiat transactions. They provide stability while maintaining the benefits of decentralization.
• CBDCs, on the other hand, introduce government-backed digital currencies, which could speed up payments but also come with privacy concerns.

Reveel’s infrastructure is designed to support both private stablecoins and CBDCs, ensuring businesses can accept any form of digital currency without friction.

The next wave of web3 commerce

The ability to pay with crypto needs to be as easy as using a credit card. Adrien believes that:

• E-commerce will see wider crypto adoption – Merchants will integrate one-click crypto payments just as they do with Apple Pay or Google Pay.
• Web3 businesses will move beyond speculation – Instead of relying on token price movements, projects will monetize through real utility and payments.
• Decentralized finance (DeFi) will integrate payments – Lending, borrowing, and payments will become tightly connected, making it easier to use DeFi for everyday expenses.

Reveel is working towards a future where crypto payments are practical, fast, and globally accepted—without the complexity that holds users back today.

Final thoughts

For crypto to become a mainstream financial tool, payments need to be seamless, intuitive, and low-cost.

Reveel is tackling some of the biggest barriers in crypto payments, from gas fees to cross-chain transactions, and their work could be a major step toward making web3 commerce as frictionless as traditional finance.

If you’re interested in how crypto payments are evolving, this episode offers a fascinating look at the next wave of web3 adoption.

Listen to the full conversation

For a deep dive into how Reveel is reimagining crypto payments, listen to the full episode on:

• Spotify: Listen here
• Apple Podcasts: Listen here

If you’re passionate about crypto payments and web3 commerce, share this episode with your network!

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